Mortgage lenders try to look at the big picture, considering things like taxes and insurance when deciding how much they can loan out to homeowners and buyers. However, there's a major ongoing expense that appraisers currently don't take into account – monthly utility bills. You don't need to be an electrician to understand that the money you pay for power each month makes an impact on your budget and even affects the value of your home. A bill currently in front of Congress – the SAVE Act – would acknowledge that reality and let federal mortgage lenders make energy efficiency part of their formula.

Increasing the Value of Your Home

Essentially, the SAVE Act would make it easier to get financing for efficiency upgrades, even folding funding for it into traditional mortgages.

“This bill would require federal mortgage agencies to recognize the energy efficiency upgrades in a home during the mortgage underwriting process, thereby increasing the value of the home,” President of the Alliance to Save Energy Kateri Callahan said in a statement. 

The SAVE Act claims it would bring a number of benefits in addition to loosening the drawstrings on bank financing for efficiency. Among them:

A Diverse Group of Supporters

The SAVE Act was first introduced in 2013. Although Congress has yet to vote on the measure, it has lined up a diverse group of supporters who aren't typically on the same side of major issues, from the U.S. Chamber of Commerce and the National Association of Manufacturers to the Alliance to Save Energy, the National Resources Defense Council, the U.S. Green Building Council and others.

In the meantime, there are a number of steps you can take around your home today to cut down on your utility bills. If you need any help installing efficient appliances or upgrading your home electric system, contact an expert electrician today.

A bright, well-lit kitchen is a must in every home. It is simply more inviting and more appealing in general. There is also a layer of safety added when you can see well when you are handling hot foods and sharp knives. A dim kitchen can make it difficult to properly judge seasoning or whether or not a particular dish is fully cooked. You don’t see dark kitchens in restaurants or gourmet setups. If you would like to bring your kitchen into the light, call your electrician. Pasadena homeowners can count on The Electric Connection to provide a qualified electrician to successfully complete the transformation.

Track lighting is certainly a better choice than a single fixture in the center of a room. The track can be in a variety of shapes and include as many or as few lights as you need. The lights can be directed into work areas to provide more focused light. The track lighting fixtures should be installed by an electrician in Pasadena to ensure it is done right. The fixtures are a favorite because they tend to make a kitchen look much bigger. You don’t have to worry about a fixture hanging in the space and giving it a cluttered look.

Another favorite in the world of bright kitchens is recessed lighting installed by a Pasadena electrician. Again, you can have as many or as little as you would like. Adding LEDs to the fixtures is a great choice. You will get a lot of light with very little wattage. A 100 watt LED bulb looks like several bulbs but only uses a fraction of the electricity. You can choose between a variety of styles to provide just the right light in your kitchen. Give The Electric Connection a call today to schedule your kitchen lighting upgrade.

Every home uses energy in one form or the other; and in most instances, this electricity comes from the power grid. Statistics indicate that almost 50% of a home’s energy is used by its HVAC systems while about 12% goes into the lighting. Most property owners presume that all the energy-efficiency upgrades happen through various home improvement upgrades such as replacement of wooden windows and doors with energy-efficient 2 or 3-paned vinyl windows etc.

While these changes do add to the energy-efficiency of your home, there are a number of electrical systems and maintenance upgrades that can significantly improve your energy usage, such as:

It’s not uncommon for us to occasionally leave the lights on when we leave a room. Or there may be times when we leave the deck, patio or poolscapes lights on all night with the security aspect in view. These types of habits can become a significant energy drain, but there is a way to curb that. We can install motion sensor lighting in the exterior spaces of your home; the lights will get switched on only when the sensor picks up any movement within its range. This helps you save energy without compromising on the safety factor in any way.

Most people don’t realise that their local electrician can help them when they are upgrading to energy efficient appliances. The fact of the matter is that simply replacing older appliances with ones that have high energy star ratings may not always help them reduce their electricity bills.

When you upgrade the appliances in your home such as air-conditioners, dryers, dishwashers and washing machines etc., these appliances tend to need a higher wattage compared to the older ones; this means the upgrade may actually strain the circuit breakers and your electrical system. It’s important to get a skilled electrician to come and check whether the existing wiring and system is built to bear the higher electrical loads that the newer, advanced systems need.

Inadequate or improper insulation is one more major sources of energy loss on most properties. And if you are considering a home renovation/remodelling/extension project, it’s a good idea to upgrade the insulation in your house as well.

Today, many property owners are quite committed to opting for eco-friendly alternatives to many materials and systems. If you feel you want to reduce your carbon footprint, you might want to consider installing solar panels in your home. This can significantly reduce your reliance on grid power.

Upgrading appliances or making major electrical upgrades can sometimes prove to be an expensive proposition and may not fit into everyone’s budget. This is why it’s important to know how to make some smaller changes that will also add to your home’s energy-efficiency. Some things that can make a big difference are: